Starting Your First Adult Family Home (AFH) in Washington State

If you want to open your first Adult Family Home (AFH) in Washington State, you’re in the right place! Picking the right house is one of the biggest steps. Whether you’re just starting to look or already pre-approved, this simple guide will help you know what to look for and plan your purchase the smart way.

🏠 What Makes a Good AFH Property?

Before you fall in love with a house, you need to check if it can meet the rules from Washington State’s Department of Social and Health Services (DSHS). The home usually needs wide hallways, enough bathrooms, and wheelchair access.

You can read more about the home requirements in this licensing guide from the Adult Family Home Council of Washington. This guide explains what features and safety details you need to check when looking for a home.

🛠 Can You Remodel the Home With a Mortgage?

Yes! Many people don’t know that some mortgages — like renovation loans or FHA 203(k) loans — let you buy a home and include money for remodeling in the same loan. This means you can pay for wheelchair ramps, extra bathrooms, or new rooms without needing extra cash later.

Working with a mortgage expert who knows AFH homes, like Jon Hanes, can really help. Not every lender understands what adult family homes need, but Jon has helped many people get the right financing for their business and licensing needs.

💰 Planning Your Budget

Everyone’s budget is different, but here are some simple tips to help you plan:

✅ Most loans need a 3–10% down payment
✅ You need money for remodeling, even if it’s part of your loan
✅ Don’t forget furniture, equipment, and costs to get your license

Our team will help make sure your money plan matches your goals, so you’re ready to open your AFH without any big surprises.

🤝 Let’s Get Started!

Our team helps first-time AFH owners find the right home, get the best financing, and start their caregiving journey with confidence. From your first house tour to welcoming your first resident — we’ll be there with you every step of the way.

Let’s find a home that matches your mission and meets all licensing rules!
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